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Procrastinated For Too Long

September 18th, 2006 at 11:11 pm

I'm pretty savvy when it comes to hunting down great certificate of deposit deals. Really, I'm tough to beat. It's just that when they end I can be lazy about closing accounts and moving the money again and again. Of course, in the end, this winds up costing me by not maximizing what I have.

For the longest time now I have had a good chunk of money sitting in a bank at 1% interest! Orginally, the promo was 5% for 5 months. Looks like I fell into the trap that most banks hope depositors like me might fall into. PROCRASTINATION.

Well, funny how people can think alike. In yesterday's paper I spy a bank ad touting a 5% money market account and save the page as a reminder for me to do something about this situation. Then this morning my brother calls me and says, "Hey, don't you have some $$$$ sitting in a account for next to nothing? My bank has a 5% money market. It's in the neighborhood so why don't you go over there?"

So now I really have NO EXCUSE when there are 2 banks to choose from.

It's like the forces of the universe are prodding me along a financial path!

6 Responses to “Procrastinated For Too Long”

  1. Broken Arrow Says:

    My credit union may not have the best rates, but I can tell them to roll the amount back into my checking or savings once it matures....

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    Banks mostly traps in different areas they show different deals when you open your account after that different things comes and they take your saying this is for interest and lots of things banks fools many peoples and opening an account on bank is very hectic work for most of the people as there is lots of paper works
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